The best free
Splitwise alternative
Cost Share is a free bill splitting app with no ads, unlimited expenses, and AI receipt scanning on the free plan — things Splitwise limits or charges for. Split bills with friends, track group expenses, and settle up in seconds.
Cost Share vs Splitwise
| Feature | Cost Share ✦ | Splitwise |
|---|---|---|
| Price | Free forever | Free (limited) / $3.99/mo |
| In-app ads | None — 100% ad-free | Yes on free tier |
| AI receipt scanning | 20 free scans/mo | Premium only |
| Currency conversion | Included free | Premium only |
| Unlimited expenses | Yes | Limited on free |
| Privacy | No data selling | Ad-supported model |
Why switch from Splitwise?
Actually free — no ads
Splitwise's free tier is loaded with ads and restrictions. Cost Share gives you unlimited expense tracking, groups, and settlements with zero ads, forever.
AI receipt scanning on the free tier
Splitwise locks receipt scanning behind their $3.99/mo Pro plan. Cost Share includes 20 AI-powered receipt scans every month for free — point your camera, AI itemizes every line, and you assign who owes what.
Split it however you want
Equal, percentage, exact amounts, or item by item straight from a scanned receipt. Pick the split that fits each expense, and Cost Share keeps every balance right.
Privacy first
Splitwise is ad-supported, meaning your financial data funds their business. Cost Share doesn't sell or monetize your data — period.
Multi-currency support
Traveling internationally? Cost Share handles currency conversion for free. Splitwise charges for this.
Clean, fast, modern
Built from the ground up with a modern UI. No clutter, no dark patterns — just a fast, intuitive bill splitting experience.
Splitwise alternative FAQ
Is Cost Share a good Splitwise alternative?
Yes. Cost Share is a free Splitwise alternative with no ads, unlimited expenses, AI receipt scanning on the free plan, and multi-currency support with live exchange rates.
Is Cost Share free?
Yes. Groups, friends, unlimited expense tracking, settle up and 20 AI receipt scans a month are free forever, with no ads. Premium unlocks unlimited scans, recurring expenses, auto reminders and spending insights.
How is Cost Share different from Splitwise?
Cost Share has no ads on the free plan, includes AI receipt scanning for free, doesn't cap how many expenses you can add, and never sells your data. Splitwise shows ads and limits its free tier.
Can I move from Splitwise to Cost Share?
Yes. Settle up or note your current Splitwise balances, then create the same groups in Cost Share and invite your friends. Everyone starts fresh with a clean, ad-free ledger.
More questions? See the full FAQ or try the free bill split calculator.
Ready to ditch Splitwise?
Free forever. No credit card. Download on iOS or Android now.